Hawaii National Bank - Home of Warm Hearted Bankers

Products_Services

Business Services

If you would like more information about any of these services, including the current Schedule of Service Charges and Rates (if applicable), please call any one of our branch locations or e-mail us.

Personal Services

If you would like more information about any of these services, including the current Schedule of Service Charges and Rates (if applicable), please call any one of our branch locations or e-mail us.

Savings Accounts

If you would like more information about our deposit products and services, please call any one of our branch locations or e-mail us. Except for self-directed retirement accounts, the Federal Deposit Insurance Corporation insures deposit accounts up to $100,000, per depositor per account category per insured bank. Deposits maintained in different categories of legal ownership at the same bank can be insured separately. Therefore, it is possible to have deposits of more than $100,000 at one insured bank and still be fully insured. Please inquire. Self-directed retirement accounts owned by the same person at the same insured bank are added together and the total deposit is insured by the Federal Deposit Insurance Corporation up to $250,000. Self-directed retirement accounts include Traditional and Roth Individual Retirement Accounts (IRAs), Simplified Employee Pension (SEPs) accounts, Section 457 deferred compensation plan accounts, self-directed Keogh plan accounts, and self-directed defined contribution plan accounts (401(k) Accounts).

Checking Accounts

If you need the simplest checking account with no checks, the ETAsm Account allows recipients to receive Federal benefits, wages/salary or retirement payments electronically, and requires no checks or minimum balance. Simply access your account through any WIZARD, ATM, in any branch office or through a Point-of-Sale terminal. If you expect to do most of your banking at the automated teller machine, through cash purchases, with credit cards, by telephone, or through bill payment service, select our basic Household Checking Account. If you need a checking account with unlimited check writing privileges, or if you are age 55 or older, select our Personal Checking Account. If you maintain balances greater than $1,000 and would like to earn interest besides having unlimited check writing privileges, select our Super Wizcheck Account. Service charges may be discounted for customers age 55 or older. If you maintain balances greater than $2,000 and do not issue more than three checks per statement cycle, our interest-earning V.I.P. Money Market Deposit Account may be what you need. If your organization is a sole proprietorship, a partnership, a trust, or a corporation, select our basic Business Checking Account. If you need a checking account with unlimited check writing privileges, or if you are age 55 or older, select our Personal Checking Account. We offer special benefits for our customers Age 55 or Better. Don't want to accumulate or store cancelled checks? Let us do it for you. Our check safekeeping service is included with the Household Checking Account and a special discount is provided for the Check Safekeeping option offered with most of the other checking accounts. Overdraft protection plans are available through a pre-approved creditline account or by using a savings account. If you would like more information about our deposit products and services, please call any branch office or e-mail us. All deposit products offered by Hawaii National Bank are insured up to $100,000 by the Federal Deposit Insurance Corporation.
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