Christmas Savings Account

Features

• Available to individuals for anticipated holiday expenses
• Minimum to open: $1
• Maximum balance: $10,000
• No maintenance fee
• Interest compounded daily
• Plans allow automatic deduction from other HNB accounts or from another financial institution's checking or savings account
• Handy coupon book available
• Account may be automatically renewed to eliminate signing new signature cards annually
• Account is closed and a check for balance plus interest is distributed at the end of October
• Subject to exit fee for early closing of account